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What Is No-Fault Insurance and How Does It Work in Kentucky?

Posted on Apr. 17 2019 in Blog

In many states, when you suffer injuries in a car accident, you first have to determine who was at fault for the accident. The negligent driver’s insurance company has to pay for the damages you incur during the accident. However, Kentucky is not one of those states – instead of operating on the traditional fault-based system; Kentucky’s car insurance laws follow a choice no-fault rule. Kentucky’s Choice No-Fault Car Insurance System Kentucky’s no-fault car insurance system runs in a slightly different way than traditional no-fault insurance states. In the traditional system, each driver in an accident has to go to his or her personal insurance company to receive compensation for
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What Are the Minimum Auto Insurance Requirements in Kentucky?

Posted on Apr. 16 2019 in Blog

When you drive a vehicle on Kentucky roads, you run the risk of getting into a car accident. Because these accidents are so common and often unavoidable, Kentucky requires you to carry a minimum amount of auto insurance to cover your liabilities in the event of a car crash. If you do not carry this minimum amount of insurance, you could face certain penalties. How Much Car Insurance Do You Need to Carry in Kentucky? Under Kentucky state law, every person who operates a four-wheeled motor vehicle on Kentucky roads must carry certain minimum amounts of insurance coverage. You could face severe penalties, including fines and jail time, if you
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6 Things Insurance Companies Don’t Want You to Know

Posted on Apr. 12 2019 in Car Accident Information

When you suffer injuries in a car accident in Kentucky, you will have to file a claim with an insurance company in order to obtain compensation to recover from these losses. However, it is important to understand that insurance companies are not on your side – since they pay for your injuries out of their pocket, the insurance company and their representatives want to offer as small a settlement as possible. As a result, insurance companies guard a few secrets that they don’t want you to know. If you’ve recently been injured in a Louisville car accident and are seeking information on how to handle your claim, visit our Louisville
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