Injury Attorneys

Louisville Car Accident Lawyer

Every year, thousands of Kentuckians suffer serious and fatal injuries from traffic collisions. Many depend on Kentucky highways to make it to work, school and more, it can also be the cause of serious motor accidents if one is not cautious. Distracted drivers, unsafe roadways, and defective vehicle parts are all common causes of car crashes.

Our Louisville car accident attorney at Meinhart, Smith & Manning, PLLC has handled numerous car accident claims and are familiar with the tactics of insurance companies use to try and undercut proper compensation to an accident victim. When results matter, our Louisville personal injury law firm is who to call. Contact our office today to schedule your free initial consultation.

Common Causes for Louisville Car Accidents

Who is Liable for my Louisville Accident?

Kentucky is one of the few states with a “No-fault Statute” when it comes to motor vehicle accident laws. This means that in the unfortunate event of an accident, those injured must first seek compensation for their damages through their own insurance provider, regardless of fault. In order to seek legal compensation from the other party(ies) in an accident, injuries must be serious enough and the victim’s insurance policy must be unable to cover the expenses. Again, this does not mean that no one bares responsibility for an accident.

Kentucky’s No-Fault Law means the following for accident victims: 

  • The first $10,000 in medical expenses, lost wages or other reimbursable expenses is to be paid by your insurance company and not by the insurance company of the at fault party.
  • The second purpose of Kentucky no-fault is to restrict who can make a claim for personal injuries. It establishes “THRESHOLD” requirements before you can sue an at-fault party.

Kentucky “THRESHOLD” requirements for filing an injury claim:

  • Death
  • Permanent Injury
  • Fractured bone
  • Disfigurement
  • Loss of body member
  • Permanent loss of bodily function
  • $1,000 in medical bills.

Kentucky No-Fault Insurance pays you for the following:

  • Medical expenses
  • Lost wages ($200/week unless you purchased more than $10,000 in no-fault)
  • Replacement services
  • Survivor’s economic loss
  • Survivor’s replacement services
  • Funeral expenses

Kentucky Statute of limitations on Claims

You have one year in from the date of your car accident in Kentucky to file a claim against the at-fault driver, company, city, or other party. If you miss this deadline, the courts will most likely refuse to let you file at all. Even if you do manage to file, the defense can use the fact that you missed your deadline as a reason to have the courts drop your case.

If nearing the deadline to file, it is especially important that you seek the advice of one of our Louisville car accident attorneys as soon as possible to not lose your opportunity to make a claim.

Ways You Can Avoid an Accident in Kentucky

A car accident can be a very chaotic undertaking, especially if severe. While many can be unpredictable and sudden, you can take preventative actions that can possibly help you steer clear of a roadway accident.

Stay Off Your Phone

According to the Department of Transportation, about 660,000 drivers are using a cell phone at any given moment. That’s just about the population size of Washington D.C. Staying off your phone while on the road is the first thing you can do to lessen your chances of an accident. If you need to, invest in hands-free devices that help you answer calls and play music without requiring you to take attention off the road.

Don’t Speed

The National Transportation Safety Board found that 31% of all traffic accidents are due to speeding. Traveling at speeds far over the legal limits lessens the amount of time a driver has to react to the cars around them and places the driver, as well as everyone else sharing the road at risk.

Pull into Traffic Slowly

Especially during rush hour, be careful and attentive to the way you pull into traffic. Always keep a safe amount of distance between you and the car in front of you, leaving room for unexpected lane changes and brakes. Stop, look, and listen carefully to make sure you’re alert and ready to maneuver out of the way if need be.

Scan the Road 12 Seconds Ahead

Always be attentive and alert to the area you’re driving in. Try to be scan the road in front of you at least 10-12 seconds ahead of you and be sure to position yourself so that a plan in case you have to make a sudden maneuver.

Kentucky Car Accident Fatalities

Many people die in car crashes every year, and there are many factors that play into car accident fatalities. With many drivers on the road who are distracted, drivers that operate vehicles under the influence of alcohol, and the various weather conditions drivers face, car accidents throughout the United States continue to remain steady. Texting is a serious problem, causing distracted driving throughout the US. Many states have enacted laws to stop under age drivers from texting or using their cell phones while driving a car. There are tougher laws in place for young drivers under the age of eighteen than more experienced drivers.

The state of Kentucky has banned cell phones, both hand held and hands-free, for all bus drivers. Further, there is a ban on cell phone use for all novice drivers, which are drivers under the age of 18. There is also a ban on texting while driving for drivers of all ages. These new laws are an attempt to help control the growing use of cellphones while driving, the number one reason drivers are driving distracted.

A Louisville Accident Attorney You Can Trust

Hiring an attorney from Meinhart, Smith & Manning, PLLC after a car crash can help you explore your rights as a victim and take action against at-fault parties. Meinhart, Smith & Manning, PLLC can help you get the most out of your claim, even with Kentucky’s no-fault auto accident laws. Our compassionate and dedicated attorneys understand the physical, emotional, and financial stress that come with being involved in an accident.

Our team can take the burden of knowing and navigating Kentucky’s vehicle accident laws off your shoulders. You can focus on recovering from your injuries and getting well enough to return to work while we take care of the legal legwork for you. We’ve won outstanding results for our clients in the past, and may be able to do the same for you. Contact our office today and one of our friendly staff members will be happy to help answer your questions.

For More Statistic Information

More Accident Statistic Information visit Louisville Accident Statistics