Quickly Access Louisville Car Accident Information & FAQs
Every year, thousands of Kentuckians are seriously injured in Louisville car accidents. Distracted drivers, unsafe roadways, and defective vehicle parts are all common causes of car crashes in Louisville.
Our Louisville car accident lawyer has handled numerous accident claims and is familiar with the tactics insurance companies use to try and undercut proper compensation to an accident victim. When results matter, our Louisville car accident lawyer is who to call. If you’d like to schedule a free consultation and initial case evaluation, contact our office today.
Louisville residents have been choosing Meinhart, Smith & Manning, PLLC to represent them in personal injury car accident claims for years. Why?
At Meinhart, Smith & Manning, PLLC, our goal is to help car accident injury victims. We understand that many potential clients do not have the resources to hire a car accident attorney outright. Which is why we offer a free initial consultation, and we provide our services to many clients on a contingency basis. This means that we only charge you if we win your case.
You can use the money you won to pay our fee. If we choose to take on your case, we will negotiate a percentage of the recovery as our payment. The percentage may vary depending on how the lawsuit unfolds, such as if there is a settlement or a trial is necessary.
Our firm can also work with you for an hourly rate if you prefer. We are flexible and primarily interested in helping you win your case and get the compensation you need following your accident. Our policies set us apart from other area law firms, who may charge anywhere from $50 to $1000 per hour, not including filing fees.
Please contact Meinhart, Smith & Manning, PLLC for a no-obligation consultation regarding your case. At that time, we will be happy to discuss our full fee schedule and help you weigh your options if you believe a contingency fee basis is not for you. At any time during your case, as well, you may make inquiries regarding the fee schedule.
While some people depend on their insurance company to take care of the situation following an accident, it’s important to understand that their solutions are rarely designed to benefit you. Insurance companies are in business to make money and, therefore, try to avoid paying any more than the have to. They will give you the minimum amount of compensation required by law.
When you hire a car accident attorney, he or she comes at the situation with the intention of taking care of you as a client and ensuring that you get the maximum compensation for what occurred. An experienced car accident attorney has seen too many victims that wind up hurt and unable to pay for their medical bills, lost work and other expenses. That is why a our traffic collision attorneys always works diligently to make sure the insurance company pays every penny that the client needs.
A lawsuit may not be necessary, but it is in your best interests to at least explore the possibly with an attorney before you accept the offer of the insurer. Contact a Louisville personal injury attorney as soon as possible after a car accident so that you have the assistance of an experienced attorney while you are determining whether the insurance company’s settlement offer is fair.
If your attorney believes the insurance companies are attempting to lowball your settlement offer, he or she can assist you in gathering evidence, witnesses, and even expert medical testimony to strengthen your case. Never accept an offer that leaves you unsatisfied.
If you’re involved in a car accident, you can experience fear, confusion and even disoriented. It is important to take a moment, once the dust settles, and take stock of how you feel and whether or not you are injured.
You need to contact your insurance company as soon as you have taken care of your immediate medical care, filed a police report and hopefully consulted an attorney. Failing to notify your insurer of an accident could be a violation of your policy and result in a loss of coverage.
If you have spoken to a lawyer before calling your insurance company, he or she will advise you to treat the insurer just like the police. You want to relate the facts surrounding the event, and avoid laying blame on the other driver or taking the blame yourself.
You need to speak to both the police and the other driver following the accident. The police need to know the facts of the accident for the police report, and the other driver needs your insurance information, just like you need his/hers. Staying calm, being respectful and sticking to the facts is the best policy.
Although you want to avoid making false statements – which could come back to haunt you later – you also do not need to give an elaborate account either. You want to give the police the information they need, but avoid taking the blame for the accident or accusing the other driver of being responsible. Remember, just the facts.
Kentucky is one of the few states with a “No-fault Statute” when it comes to motor vehicle accident laws. This means that in the unfortunate event of an accident, those injured must first seek compensation for their damages through their own insurance provider, regardless of fault. In order to seek legal compensation from the other party(ies) in an accident, injuries must be serious enough and the victim’s insurance policy must be unable to cover the expenses. Again, this does not mean that no one bares responsibility for an accident.
For more information on no-fault insurance laws, visit out Kentucky no-fault insurance law information page for details on the laws and requirements Louisville drivers have.
After a car accident, the full extent of your injuries may remain hidden. In some cases, certain internal injuries only become evident after a period of time. If you discover injuries or property damages later, how long do you have to file a car accident claim?
You have one year in from the date of your car accident in Kentucky to file a claim against the at-fault driver, company, city, or other party. If you miss this deadline, the courts will most likely refuse to let you file at all. Even if you do manage to file, the defense can use the fact that you missed your deadline as a reason to have the courts drop your case.
If nearing the deadline to file, it is especially important that you speak with one of our Louisville attorneys as soon as possible to not lose your opportunity to make a claim.
If a loved one dies as the result of a Louisville car accident, the statute of limitations varies slightly. If you are the executor of the estate or the appointed representative, you have two years from the date of death to file a wrongful death suit on the behalf of the estate. However, the estate must file claims relating to loss of consortium – or, loss of the earning power or disability benefits of the deceased – within a year of the date of death.
A car accident can be a very chaotic undertaking, especially if severe. While many can be unpredictable and sudden, you can take preventative actions that can possibly help you steer clear of a roadway accident.
In the Louisville area, our attorneys see a number of clients with injuries resulting from car accidents. Injuries vary, though some are more common than others.
In 2017, a total of 782 people died on Kentucky roads. Often, when one driver dies as a result of his or her injuries, the cause of the accident remains uncertain. However, when Kentucky police assess the scene of a car accident, they may list as many as three contributing factors to the accident itself. As a result, Kentucky residents have a more thorough idea regarding the causes of car accidents in the state compared to most others.
In 2017, the top ten most common contributing factors to car accidents were:
Overall, distracted driving contributed to 7,337 collisions in 2017, while alcohol use contributed to 3,901; both are completely preventable. Nearly all of the listed contributing factors are preventable according to the Kentucky Highway Patrol and the Kentucky Transportation Cabinet.
Drivers have a duty to drive safely and prevent unnecessary risk of injury to other drivers on the road. If a driver fails in this duty, or is negligent and breaks a law, causing personal injury or property damage to others, his or her insurance should provide compensation for the injured parties’ medical bills, missed wages, and even pain and suffering
Hiring an attorney from Meinhart, Smith & Manning, PLLC after a car crash can help you explore your rights as a victim and take action against at-fault parties. Meinhart, Smith & Manning, PLLC can help you get the most out of your claim, even with Kentucky’s no-fault auto accident laws. Our compassionate and dedicated attorneys understand the physical, emotional, and financial stress that come with being involved in an accident.
Our team can take the burden of knowing and navigating Kentucky’s vehicle accident laws off your shoulders. You can focus on recovering from your injuries and getting well enough to return to work while we take care of the legal legwork for you.
We’ve won outstanding results for our clients in the past, and may be able to do the same for you. Contact our office today and one of our friendly staff members will be happy to help answer your questions.