Injury Attorneys

Louisville Car Accident Lawyers

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If you or a loved one has recently been injured in a motor vehicle accident in Kentucky, it’s best you seek the legal advice from an experience car accident attorney who can advise you on your best legal options. The personal injury lawyers at Meinhart, Smith & Manning, PLLC have the experience needed for each case. Contact our office today to schedule a free initial consultation. No fee charged unless you win.

Every year, thousands of Kentuckians suffer serious and fatal injuries from traffic collisions. Distracted drivers, unsafe roadways, and defective vehicle parts all common causes of car crashes. And while not all auto accidents will give injured parties the right to sue, many will. The sooner you talk to a Louisville auto accident attorney, the better.

Quickly access the following topics on Car Accidents:

Louisville Car Accident Lawyers You Can Trust

Hiring a Louisville car accident attorney after a car crash can help you explore your rights as a victim and take action against at-fault parties. The Louisville personal injury  lawyers at Meinhart, Smith & Manning, PLLC can help you get the most out of your claim, even with Kentucky’s no-fault auto accident laws. Our compassionate and dedicated attorneys understand the physical, emotional, and financial stress that come with being involved in a motor vehicle accident.

Working with one of our Louisville car accident lawyers takes the burden of knowing and navigating Kentucky’s motor vehicle accident laws off your shoulders. You can focus on recovering from your injuries and getting well enough to return to work while we take care of the legal legwork for you. We have years of experience handling automobile accident claims in Louisville and know exactly what to do to maximize your odds of financial recovery.

Kentucky’s No-Fault Accident Law

Meinhart, Smith & Manning, PLLC has handled numerous car accident claims and are familiar with the tactics of insurance companies as well as the laws surrounding accidents in Kentucky. The most important law surrounding car accident claims and lawsuits in Kentucky is our No-Fault Statute.

Kentucky is one of only a few states that abide by no-fault car crash rules. In no-fault states, injured car wreck victims must seek primary recovery through their own insurers, regardless of fault. To sue someone outside of this system, injuries have to be serious and the victim’s insurance policy must be unable to cover them.

This does not mean that no one bears responsibility for an accident. For accident victims, it means the following:

  • The first $10,000 in medical expenses, lost wages or other reimbursable expenses is to be paid by your insurance company and not by the insurance company of the at fault party.
  • The second purpose of Kentucky no-fault is to restrict who can make a claim for personal injuries. It establishes “THRESHOLD” requirements before you can sue an at-fault party.

The Kentucky “THRESHOLD” requirements are as follows:

  • Death
  • Permanent Injury
  • Fractured bone
  • Disfigurement
  • Loss of body member
  • Permanent loss of bodily function
  • $1,000 in medicals.

Kentucky no-fault pays for the following:

  • Medical expenses
  • Lost wages ($200/week unless you purchased more than $10,000 in no-fault)
  • Replacement services
  • Survivor’s economic loss
  • Survivor’s replacement services
  • Funeral expenses

Kentucky Statute of limitations 

In Kentucky, you have only one year from the date of your motor vehicle accident to file a claim against the at-fault driver, company, city, or other party. If you miss this deadline, the courts will most likely refuse to let you file at all. Even if you do manage to file, the defense can use the fact that you missed your deadline as a reason to have the courts drop your case.

If nearing the deadline to file, it is especially important that you seek the advice of an experienced car accident attorney as soon as possible to not lose your opportunity to make a claim.

What to Do After a Car Accident in Louisville

Make sure everyone is O.K.

  • After suffering injuries or property damage from an auto accident, your first job is to take care of yourself.
  • Call 911 if the crash resulted in injuries, death, or at least $500 in property damage.
  • Request an ambulance if you notice any injuries to yourself or others.
  • Once police release you from the scene, visit the hospital even if you don’t think you’re injured. You could have injuries with delayed symptoms, or simply not feel injuries because of the adrenaline of the collision. Go to the hospital in case you have a hidden concussion or other injury.

Document the important facts of your case.

  • Information you shouldn’t leave the scene of a car accident without include the other driver’s name, copy of their driver’s license and insurance information.
  • Keep copies of your medical records and hospital bills.
  • Take photos of the scene of the accident and your injuries, if possible.

Call your Insurance Company. 

  • After you’ve collected all the information you could, call your insurance company and report the crash. They will open an insurance claim and advise you o the best options for you and your case.

Contact an Attorney.

  • After you’ve spoken with your insurance, its best to consult with an experienced attorney who can provide you with your best legal options.
  • Call (502) 589-2700 to request a free motor vehicle accident consultation with one of our Louisville car accident attorneys. We can help you decide what to do next. You might be able to sue outside the state’s no-fault system for greater compensation. Request an evaluation today to learn more. We can visit you at home or in the hospital if you are unable to get to our Louisville office.

Kentucky Car Accident Fatalities

Many people die in car crashes every year, and there are many factors that play into car accident fatalities. With many drivers on the road who are distracted, drivers that operate vehicles under the influence of alcohol, and the various weather conditions drivers face, car accidents throughout the United States continue to remain steady. Texting is a serious problem, causing distracted driving throughout the US. Many states have enacted laws to stop under age drivers from texting or using their cell phones while driving a car. There are tougher laws in place for young drivers under the age of eighteen than more experienced drivers.

The state of Kentucky has banned cell phones, both hand held and hands-free, for all bus drivers. Further, there is a ban on cell phone use for all novice drivers, which are drivers under the age of 18. There is also a ban on texting while driving for drivers of all ages. These new laws are an attempt to help control the growing use of cellphones while driving, the number one reason drivers are driving distracted.

2018 Louisville Auto Accident Statistics

  • 418 passengers and drivers were killed in 2016 while traveling in one vehicle.
  • Two motor vehicle or more crashes resulted in the deaths of 350 people.
  • A total of 934 people died as the result of a car accident in Kentucky in 2018.

US Auto Accident Statistics 2018

  • Alcohol played a significant factor in the deaths of 4,243 collisions in 2018.
  • More than 13,610 people were hurt in car crashes related to hit-and-run collisions.
  • Running red lights resulted in 1200 deaths in 2018.
  • 830 of collisions that happened in 2018 were a result of fatigue.
  • Estimates show that roughly 26% of fatalities on the road are because the driver was exhausted.
  • Distracted driving was responsible for 54,840 collisions and 155 fatalities in 2018.
  • Cell phone use and texting is responsible for causing about 10% of the fatalities in the United States.
  • 6% of the wrecks because of cell phone use were caused by drivers sixteen to twenty four years old.
  • The smallest number of fatalities caused by any age group using cell phones was the over 70 drivers.
  • Drivers in the age range of twenty to twenty-four make up 11% of the drivers involved in fatal collisions.
  • The rise in cell phone use among all ages has resulted in a direct increase in accidents caused by distracted drivers.
  • 45% of drivers who were online at the time of their crash, were accessing social media websites.

Contact Our Office

Our  lawyers can help you with every aspect of your claim, from telling you where to seek medical attention to the final settlement agreement or jury verdict. We’ve won outstanding results for our clients in the past, and may be able to do the same for you.

If you’ve recently been involved in a vehicle accident and feel you need legal representation, contact our team at Meinhart, Smith & Manning, PLLC for a free consultation of your case.

For More Statistic Information

More Accident Statistic Information visit Louisville Accident Statistics