Injury Attorneys

Louisville Car Accident Lawyer

  • No fees unless we win your car accident case.

  • 100% free consultation.

  • Millions recovered for families.

If you or a loved one has recently been injured in a motor vehicle accident, it’s best you seek the legal advice of an experienced attorney. One of our experienced attorneys can discuss the details of your case with you over a free initial consultation. They can give you insight on the best legal options available to you.

If you’ve reached our page in search of legal advice regarding your case, contact us today to schedule a free initial case evaluation with one of our attorneys.

Quickly access the following Car Accident information:

Who is Liable for my Louisville Accident?

Every year, thousands of Kentuckians suffer serious and fatal injuries from traffic collisions. Distracted drivers, unsafe roadways, and defective vehicle parts are all common causes of car crashes. Our firm has handled numerous car accident claims and are familiar with the tactics of insurance companies as well as the laws surrounding crashes in Kentucky. The most important law surrounding accident claims and lawsuits in Kentucky is our No-Fault Statute.

Kentucky’s “No Fault” Auto Accident Law

Kentucky is one of only a few states that abide by no-fault car crash rules. In no-fault states, injured car crash victims must seek primary recovery through their own insurers, regardless of fault. To sue someone outside of this system, injuries have to be serious and the victim’s insurance policy must be unable to cover them.

This does not mean that no one bears responsibility for an accident. For accident victims, it means the following:

  • The first $10,000 in medical expenses, lost wages or other reimbursable expenses is to be paid by your insurance company and not by the insurance company of the at fault party.
  • The second purpose of Kentucky no-fault is to restrict who can make a claim for personal injuries. It establishes “THRESHOLD” requirements before you can sue an at-fault party.

The Kentucky “THRESHOLD” requirements are as follows:

  • Death
  • Permanent Injury
  • Fractured bone
  • Disfigurement
  • Loss of body member
  • Permanent loss of bodily function
  • $1,000 in medicals.

Kentucky no-fault pays for the following:

  • Medical expenses
  • Lost wages ($200/week unless you purchased more than $10,000 in no-fault)
  • Replacement services
  • Survivor’s economic loss
  • Survivor’s replacement services
  • Funeral expenses

Kentucky Statute of limitations 

In Kentucky, you have only one year from the date of your motor vehicle accident to file a claim against the at-fault driver, company, city, or other party. If you miss this deadline, the courts will most likely refuse to let you file at all. Even if you do manage to file, the defense can use the fact that you missed your deadline as a reason to have the courts drop your case.

If nearing the deadline to file, it is especially important that you seek the advice of an experienced car accident attorney as soon as possible to not lose your opportunity to make a claim.

What to Do After a Car Accident in Louisville

A car accident can be a very chaotic undertaking, especially if severe. It can be hard to recollect and gather all the information that will later be helpful to you if you aren’t prepared. Below are important steps to keep in mind in the unfortunate event you find yourself in a motor vehicle accident. Take note of these and ensure you have it in a secure place in your vehicle in the case of an accident.

  • Make sure everyone is O.K

After suffering injuries or property damage from an auto accident, your first job is to take care of yourself. Call 911 if the crash resulted in injuries, death, or at least $500 in property damage. Request an ambulance if you notice any injuries to yourself or others. Once police release you from the scene, visit the hospital even if you don’t think you’re injured. You could have injuries with delayed symptoms, or simply not feel injuries because of the adrenaline of the collision. Go to the hospital in case you have a hidden concussion or other injury.

  • Exchange Information with all Drivers involved in the Accident

Make sure to exchange information, such as driver’s license information, license plate number, and contact information of the driver. Also keep copies of all police reports, medical records and hospital bills.

  • Take Pictures of the Damages – All Vehicles Involved

Make sure you take pictures of all the damages acquired to your vehicle, and all other involved in the accident. Try to capture the damage from multiple angles to ensure the likelihood of getting more detail. If you do not have a camera available, try to take detailed notes of the damages as best as you can.

  • Call your Insurance Company

After you’ve collected all the information you could, call your insurance company and report the crash. They will open an insurance claim and advise you o the best options for you and your case.

  • Contact an Louisville Car Accident Attorney

After you’ve spoken with your insurance, its best to consult with an experienced attorney who can provide you with your best legal options. Call (502) 589-2700 to request a free motor vehicle accident consultation with one of our Louisville car accident attorneys. We can help you decide what to do next. You might be able to sue outside the state’s no-fault system for greater compensation. Request an evaluation today to learn more. We can visit you at home or in the hospital if you are unable to get to our Louisville office.

Kentucky Car Accident Fatalities

Many people die in car crashes every year, and there are many factors that play into car accident fatalities. With many drivers on the road who are distracted, drivers that operate vehicles under the influence of alcohol, and the various weather conditions drivers face, car accidents throughout the United States continue to remain steady. Texting is a serious problem, causing distracted driving throughout the US. Many states have enacted laws to stop under age drivers from texting or using their cell phones while driving a car. There are tougher laws in place for young drivers under the age of eighteen than more experienced drivers.

The state of Kentucky has banned cell phones, both hand held and hands-free, for all bus drivers. Further, there is a ban on cell phone use for all novice drivers, which are drivers under the age of 18. There is also a ban on texting while driving for drivers of all ages. These new laws are an attempt to help control the growing use of cellphones while driving, the number one reason drivers are driving distracted.

A Louisville Car Accident Lawyer You Can Trust

Hiring a Louisville car accident attorney after a car crash can help you explore your rights as a victim and take action against at-fault parties. The Louisville personal injury lawyers at Meinhart, Smith & Manning, PLLC can help you get the most out of your claim, even with Kentucky’s no-fault auto accident laws. Our compassionate and dedicated attorneys understand the physical, emotional, and financial stress that come with being involved in a motor vehicle accident.

Working with one of our car accident lawyers can take the burden of knowing and navigating Kentucky’s motor vehicle accident laws off your shoulders. You can focus on recovering from your injuries and getting well enough to return to work while we take care of the legal legwork for you. We have years of experience handling automobile accident claims in Louisville and know exactly what to do to maximize your odds of financial recovery.

Contact Our Louisville Car Accident Attorney

Our Louisville Car Accident lawyer can help you with every aspect of your claim, from telling you where to seek medical attention to the final settlement agreement or jury verdict. We’ve won outstanding results for our clients in the past, and may be able to do the same for you.

If you’ve recently been involved in a vehicle accident and feel you need legal representation, contact our team at Meinhart, Smith & Manning, PLLC for a free consultation of your case.

For More Statistic Information

More Accident Statistic Information visit Louisville Accident Statistics